The Financial Group of New Zealand Limited

Indicative Interest Rate Board - As at 30 April 2007

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VARIABLE RATES	LOAN PROGRAMME	PRODUCT	INDICATIVE INTEREST RATE

	FGNZ Standard	FGNZ Housing Loan	9.65%
		FGNZ LowStart	9.15%
		FGNZ Equity Line	9.65%

	FGNZ Express 80	FGNZ Housing Loan	10.15%
		FGNZ Equity Line	10.15%

	FGNZ Express 70	FGNZ Housing Loan	10.15%
		FGNZ Equity Line	10.15%

FIXED RATES	LOAN PROGRAMME	PRODUCT	INDICATIVE INTEREST RATE

	FGNZ Standard	FGNZ Housing Loan – Fixed 1 Yr	9.25%
		FGNZ Housing Loan – Fixed 2 Yr	9.00%
		FGNZ Housing Loan – Fixed 3 Yr	9.06%
		FGNZ Housing Loan – Fixed 4 Yr	9.22%
		FGNZ Housing Loan – Fixed 5 Yr	8.95%

	FGNZ Express 80	FGNZ Housing Loan – Fixed 1 Yr	9.55%
		FGNZ Housing Loan – Fixed 2 Yr	9.30%
		FGNZ Housing Loan – Fixed 3 Yr	9.36%
		FGNZ Housing Loan – Fixed 4 Yr	9.77%
		FGNZ Housing Loan – Fixed 5 Yr	9.25%

	FGNZ Express 70	FGNZ Housing Loan – Fixed 1 Yr	9.55%
		FGNZ Housing Loan – Fixed 2 Yr	9.30%
		FGNZ Housing Loan – Fixed 3 Yr	9.36%
		FGNZ Housing Loan – Fixed 4 Yr	9.77%
		FGNZ Housing Loan – Fixed 5 Yr	9.25%

DISCLAIMER: The above rates are indicative only and are subject to change and/or cancellation at any time without prior notice. For updated rates please contact FGNZ Home Loans Limited or your nearest FGNZ Homeloans Mortgage Adviser.

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